{"id":38911,"date":"2025-02-18T11:43:32","date_gmt":"2025-02-18T10:43:32","guid":{"rendered":"https:\/\/cfdt-recherche-epst.org\/?p=38911"},"modified":"2025-07-07T13:50:30","modified_gmt":"2025-07-07T12:50:30","slug":"protection-sociale-complementaire-comment-sera-calculee-votre-cotisation-de-base-hors-options","status":"publish","type":"post","link":"https:\/\/cfdt-recherche-epst.org\/?p=38911","title":{"rendered":"Protection sociale compl\u00e9mentaire : Comment sera\u00a0calcul\u00e9e\u00a0votre cotisation de base (hors options) ?"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/sgenplus.cfdt.fr\/article\/cotisation-quel-calcul-pour-son-montant\/\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"168\" src=\"https:\/\/cfdt-recherche-epst.org\/wp-content\/uploads\/2023\/11\/Logo-CFDT-300x168-1.png\" alt=\"\" class=\"wp-image-36061\" style=\"width:102px;height:auto\"\/><\/a><\/figure>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright\"><a href=\"https:\/\/sgenplus.cfdt.fr\/wp-content\/uploads\/2024\/04\/Capture-d%E2%80%99%C3%A9cran-du-2024-04-15-15-30-33.png\"><img decoding=\"async\" src=\"https:\/\/sgenplus.cfdt.fr\/wp-content\/uploads\/2024\/04\/Capture-d%E2%80%99%C3%A9cran-du-2024-04-15-15-30-33-300x258.png\" alt=\"psc cotisation\" class=\"wp-image-22301\"\/><\/a><\/figure>\n<\/div>\n\n\n<p>Revendication historique de la CFDT, l\u2019<a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000045300369\">accord interminist\u00e9riel relatif \u00e0 la protection sociale compl\u00e9mentaire<\/a>\u00a0instaure un panier de soins socle dont b\u00e9n\u00e9ficiera chaque agent\u00b7e, avec une\u00a0<strong>participation de l\u2019employeur<\/strong>\u00a0<strong>sur la cotisation.<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Part employeur :<\/strong><\/h4>\n\n\n\n<p>Votre employeur participera \u00e0 hauteur de 50 % de la cotisation d\u2019\u00e9quilibre<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Part agent :<\/strong><\/h4>\n\n\n\n<p>L\u2019agent s\u2019acquittera d\u2019une :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>part forfaitaire : 20% de la cotisation d\u2019\u00e9quilibre<\/li>\n\n\n\n<li>part variable en fonction des revenus : \u00b1 30 % de la cotisation d\u2019\u00e9quilibre (si l\u2019agent gagne moins que le salaire moyen retenu il paiera moins de 30% si il gagne plus il paiera plus de 30 %)<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/sgenplus.cfdt.fr\/wp-content\/uploads\/2024\/04\/Image1.png\"><img decoding=\"async\" src=\"https:\/\/sgenplus.cfdt.fr\/wp-content\/uploads\/2024\/04\/Image1.png\" alt=\"PSC : cotisation d'\u00e9quilibre\" class=\"wp-image-22284\"\/><\/a><\/figure>\n<\/div>\n\n\n<h1 class=\"wp-block-heading\">Et en euros, quel montant ?<\/h1>\n\n\n\n<p><strong>Hypoth\u00e8se des simulations ci-dessous<\/strong>&nbsp;: cotisation d\u2019\u00e9quilibre&nbsp;<strong>hypoth\u00e9tique&nbsp;<\/strong>\u00e0 80 \u20ac, r\u00e9mun\u00e9ration mensuelle brute moyenne de r\u00e9f\u00e9rence pour la part indiciaire : 2 500 \u20ac, plafond de la s\u00e9curit\u00e9 sociale 3 925 \u20ac \u20ac (traitement maximal qui peut \u00eatre consid\u00e9r\u00e9 comme base de calcul, valeur au 1er janvier 2025 changeant tous les ans)<\/p>\n\n\n\n<p>Si la cotisation totale se monte \u00e0 80 \u20ac alors la r\u00e9partition sera la suivante :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>40 \u20ac \u00e0 la charge de l\u2019Etat (formule : 80\u20ac\u00d750% = 40 \u20ac)<\/li>\n\n\n\n<li>16 \u20ac forfaitaire \u00e0 la charge de l\u2019agent&nbsp;(formule : 80\u20ac\u00d720% = 16 \u20ac)<\/li>\n\n\n\n<li>Part variable \u00e0 la charge de l\u2019agent (formule :&nbsp; 80 \u20ac\u00d730%\u00d7r\u00e9mun\u00e9ration mensuelle brute de l\u2019agent\/2 500)<\/li>\n<\/ul>\n\n\n\n<p>Ce qui donne en rassemblant dans un tableau ces exemples :<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>R\u00e9mun\u00e9ration mensuelle brute de l\u2019agent<\/td><td>Part forfaitaire (20%)<\/td><td>Part variable (\u00b1 30%)<\/td><td>Cotisation \u00e0 la charge de l\u2019agent<\/td><\/tr><tr><td>900,00 \u20ac<\/td><td>16,00 \u20ac<\/td><td>8,64 \u20ac<\/td><td>24,64 \u20ac<\/td><\/tr><tr><td>1 700,00 \u20ac<\/td><td>16,00 \u20ac<\/td><td>16,32 \u20ac<\/td><td>32,32 \u20ac<\/td><\/tr><tr><td>2 500,00 \u20ac<\/td><td>16,00 \u20ac<\/td><td>24,00 \u20ac<\/td><td>40,00 \u20ac<\/td><\/tr><tr><td>3 200,00 \u20ac<\/td><td>16,00 \u20ac<\/td><td>30,72 \u20ac<\/td><td>46,72 \u20ac<\/td><\/tr><tr><td>4 000,00 \u20ac<\/td><td>16,00 \u20ac<\/td><td>35,19 \u20ac<\/td><td>51,19 \u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Ce nouveau r\u00e9gime de compl\u00e9mentaire sant\u00e9 sera mis en place<\/strong>&nbsp;le 1er janvier 2025 pour les personnels du minist\u00e8re de l\u2019agriculture et de la souverainet\u00e9 alimentaire et en 2026 pour les personnels du minist\u00e8re de l\u2019\u00e9ducation nationale, du minist\u00e8re de l\u2019enseignement sup\u00e9rieur et de la recherche et&nbsp;du minist\u00e8re des sports et des jeux olympiques et paralympiques.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Besoin d\u2019infos suppl\u00e9mentaires ?<\/h1>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/sgenplus.cfdt.fr\/article\/optique-et-audition-quel-remboursement\/\" target=\"_blank\" rel=\"noreferrer noopener\">optique et aides auditives : quels remboursements ?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/sgenplus.cfdt.fr\/article\/autres-soins-cures-psy-osteo\/\" target=\"_blank\" rel=\"noreferrer noopener\">autres soins (cures, ost\u00e9o, contraception\u2026) : quels remboursements ?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/sgenplus.cfdt.fr\/article\/soins-dentaires-couronnes-implants\/\" target=\"_blank\" rel=\"noreferrer noopener\">soins dentaires : quels remboursements ?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/sgenplus.cfdt.fr\/article\/soins-courants-et-hospitalisation\/\" target=\"_blank\" rel=\"noreferrer noopener\">soins courants et hospitalisation : quels remboursements ?<\/a><\/li>\n<\/ul>\n\n\n\n<p>Pour aller plus loin<\/p>\n\n\n\n<p>Ci-dessous les ressources connexes pour aller plus en d\u00e9tail :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.sgen-cfdt.fr\/actu\/signature-de-laccord-protection-sociale-complementaire-la-declaration-du-sgen-cfdt\/\">Signature de l&rsquo;accord minist\u00e9riel pour le MEN, MESR et MSJOP<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.sgen-cfdt.fr\/actu\/complementaire-sante-acte-1-le-panier-de-soins-interministeriel\/\">Acte 1 : le panier de soins interminist\u00e9riel, soyons concrets !<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.sgen-cfdt.fr\/actu\/complementaire-sante-vers-un-nouveau-report-en-2026\/\">Protection sociale compl\u00e9mentaire : report en 2026 pour le MEN, MESR et MSJOP<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.legifrance.gouv.fr\/download\/file\/ml5t56FefNz3oWHGhMsnJnWFKevtnZ5i7dzYkCI8sYU=\/JOE_TEXTE\">Accord du 8 avril 2024 concernant la protection sociale compl\u00e9mentaire au MENJ, au MESR et au MSJOP<\/a><\/li>\n<\/ul>\n\n\n\n<p>Articles li\u00e9s<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/sgenplus.cfdt.fr\/article\/revoyance-invalidite\/\">Invalidit\u00e9 : ce que pr\u00e9voit l&rsquo;accord pr\u00e9voyance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/sgenplus.cfdt.fr\/article\/autres-soins-cures-psy-osteo\/\">Autres soins : cures, psy, ost\u00e9o&#8230;<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/sgenplus.cfdt.fr\/article\/prevoyance-emploi\/\">Emploi : ce que pr\u00e9voit l&rsquo;accord pr\u00e9voyance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/sgenplus.cfdt.fr\/article\/entretien-hierarchique-accident-travail\/\">Entretien hi\u00e9rarchique et accident du travail<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/sgenplus.cfdt.fr\/article\/autorisation-dabsence-droits\/\">Autorisation d&rsquo;absence : Qui ? Comment ? Quels droits ?<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Revendication historique de la CFDT, l\u2019accord interminist\u00e9riel relatif \u00e0 la protection sociale compl\u00e9mentaire\u00a0instaure un panier de soins socle dont b\u00e9n\u00e9ficiera chaque agent\u00b7e, avec une\u00a0participation de l\u2019employeur\u00a0sur la cotisation. Part employeur : Votre employeur participera \u00e0 hauteur de 50 % de la cotisation d\u2019\u00e9quilibre Part agent : L\u2019agent s\u2019acquittera d\u2019une :<\/p>\n","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,755,624,10,808],"tags":[],"class_list":["post-38911","post","type-post","status-publish","format-standard","hentry","category-epst","category-le-syndicat","category-newsletter","category-remuneration","category-sante","ct-col-2"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/cfdt-recherche-epst.org\/index.php?rest_route=\/wp\/v2\/posts\/38911","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cfdt-recherche-epst.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cfdt-recherche-epst.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cfdt-recherche-epst.org\/index.php?rest_route=\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/cfdt-recherche-epst.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=38911"}],"version-history":[{"count":2,"href":"https:\/\/cfdt-recherche-epst.org\/index.php?rest_route=\/wp\/v2\/posts\/38911\/revisions"}],"predecessor-version":[{"id":38914,"href":"https:\/\/cfdt-recherche-epst.org\/index.php?rest_route=\/wp\/v2\/posts\/38911\/revisions\/38914"}],"wp:attachment":[{"href":"https:\/\/cfdt-recherche-epst.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=38911"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cfdt-recherche-epst.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=38911"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cfdt-recherche-epst.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=38911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}